Welcome to Ditch Debt with Dignity

Finding Hope in Financial Crisis

If you or someone you know is in financial crisis and feel there is nowhere to turn, then you’ve come to the right charity for free and confidential debt support and advice.

About Us

Founded in Aberdeen, Scotland in 2014, Ditch Debt with Dignity is a registered charity whose mission is to provide free, non-judgemental, confidential, professional advice and support to people who are privately struggling with their finances.

We will help you find hope in financial crisis. Together we will take the first steps to finding the right debt solutions for you to become debt free and support you to leave behind any feelings of anger, shame, or guilt.

How Can We Help You?

We recognise that debt can affect health, family, work, wellbeing, relationships and much more.

Our team work with you until you are debt free, enabling empowerment and guiding you to find the right debt repayment solution to meet your needs.

Supporting the development of a robust plan to repay your debts.

Educating and providing insight on your finances.

Providing tools and resources to improve your budgeting skills.

Changing your mindset and assist with planning ahead to save for the future.

The Road to Reclaiming Financial Freedom

With thanks to Electra Learning, we have launched a FREE online resource to help you regain control of your finances. The Road to Reclaiming Financial Freedom is an interactive suite of videos that offers practical guidance to anyone struggling to manage their finances and support to cope with the emotional pressures that accompany this.

Our Team

Wendy Fleming

Founder, Board Member & Volunteer.

Karen Bain

Operations Manager.

Gill MacPherson

Client Advisor Support.

Ditch Debt with Dignity is a Charity

Our service to you is completely free and confidential.

In order for Ditch Debt with Dignity to operate effectively to support families facing debt crisis, we need your help with volunteering and fundraising.

We require support and funding in the form of both donations and grants to deliver our financial advice service. We are always grateful for any new donations to help support our debt charity.

If you would like to support Ditch Debt with Dignity in any way, we would love to hear from you, so please get in touch.

Volunteering

Ditch Debt with Dignity often relies on volunteers to help us continue to deliver the best possible support service to help families struggling with their finances.

Donations

If you’d like to support our work with families in crisis please donate here. Any donation can help us make a difference.

Thank you!

Fundraising

We regularly hold a variety of fundraising activities. If you have any interest or time to help support out future events hepling those in need, please get in touch.

Client Comments

“One of us had just lost their job and car and the other was too ill to work. With school-age children and massive debt growing for years, we’d been ignoring the problem by moving from one 0% account to another. We’d never really faced the fact that we were living beyond our means. Our Ditch Debt advisor was amazing. She helped us face the reality and created an individual, structured plan for us to follow. Four months on, our lives have totally turned around thanks to the encouragement and support. Learning good money management has literally changed our lives!”

“Ditch Debt’s guidance made an enormous difference to us and completely transformed the financial situation we were facing. As well as helping us with a plan to deal with the debt, they are helping us establish habits and good practices which will ensure we avoid a similar situation in the future.”

“I’m not scared anymore."